Your finances,
every country,
one platform.
Track spending, budgets, and net worth across every currency you live in — with live bank sync, automatic categorization, and an AI advisor that knows your full picture. Built for people whose life doesn't fit in one country.
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Japan trip on track — $940 saved of your $2,820 goal.
The product
One platform for your entire financial life abroad.
Dashboard, budgeting, net worth, bank sync, and an AI advisor — all built for multi-country, multi-currency reality.
Smart Dashboard
All your accounts, all your currencies, one unified view. KPIs, spending trends, and savings rate updated in real time — without opening a single bank app.
Multi-Currency Native
Set your home currency once. Every transaction, balance, and budget automatically converts at live mid-market rates — so your numbers always make sense.
Live Bank Sync
Connect checking, savings, and credit accounts — launching with US & Canada, with more countries coming soon. Transactions appear automatically — no CSV exports, no manual entry.
Net Worth Tracking
Assets, liabilities, property, pensions — consolidated across countries in your home currency. Finally answer the question: what do I actually have?
AI Financial Advisor
Ask plain-English questions about your money. Your advisor knows your full financial picture — every account, every currency — and answers with real numbers, not generic advice.
Household Sharing
Invite your partner and see combined spending, net worth, and budgets in one place. Filter by member to understand individual and shared finances side by side.
Under the hood
A financial operating system, not a spending tracker.
Net worth tracking, AI-powered insights, live FX rates, and forward-looking budgets — working together.
Track wealth across every country
Assets, liabilities, property, pensions — consolidated in your home currency. Know exactly where you stand.
Your finances, explained
Ask about your savings, spending patterns, goals, or what you have in each country. Real answers from real data. It knows you live between countries — so you never have to explain your situation twice.
Every currency, one view
Live FX rates, daily refresh, with fallback to last known rate.
Proactive, not reactive
Know where you're heading before the month ends.
Product demo
Every screen, built for expats.
Explore the core features — each screen is a real representation of what you'll use every day.
Finance apps were built for one country. You live in several.
How it works
Up and running in minutes.
No spreadsheets, no manual entry, no guesswork about exchange rates.
Connect your banks
Securely link checking, savings, credit, and investment accounts starting with US & Canada, expanding globally — all with read-only access.
Auto-categorize everything
Transactions are automatically labelled — and you can customize rules to teach Outland your habits once.
Set your home currency
Pick USD, EUR, GBP — or any other. Every balance, budget, and report converts automatically using live rates.
Get personalized insights
Your AI advisor learns your patterns and proactively surfaces what matters — FX costs, savings opportunities, and spending trends.
Security & privacy
Your data stays yours. Period.
Financial data is deeply personal. Here's exactly how we treat it.
Read-only access
Bank connections are view-only. Outland can never move money, initiate transfers, or make changes to your accounts.
Encrypted everything
Data encrypted in transit and at rest. Never sold, never shared with third parties, never used for advertising. Full stop.
Fully portable
Export your full transaction history to CSV anytime. Cancel and take everything with you — one click, no questions asked.
Which countries and banks are supported?
Bank connectivity is launching first in the US and Canada, with more regions on the roadmap. Not in a supported region yet? CSV import works for any bank in any country right now — connect live accounts when your region goes live.
Do I need bank connections, or can I import manually?
Both. You can connect accounts for automatic sync, or import transactions via CSV from any bank. Most users start with CSV imports and connect live accounts as they become available in their region.
How does multi-currency conversion work?
You set one home currency. Every transaction and balance from foreign accounts is automatically converted using live mid-market rates, updated throughout the day. You can see the original currency amount alongside the converted value at any time.
What does the AI advisor actually know?
The AI advisor has full context of your financial picture — all accounts, all currencies, spending history, and budgets. It answers questions with your real numbers, not generic guidance. You can ask anything: "How much did I spend on travel in Q4?" or "Where should I cut to hit my savings goal?"
How is this different from a spreadsheet?
Spreadsheets work — until they don't. Outland auto-categorizes transactions, converts currencies at live rates, detects recurring charges, tracks net worth across countries, and gives you an AI advisor that knows your full picture. No formulas, no manual entry, no stale exchange rates.
When does Outland launch publicly?
We're currently in private beta with a small group of expats. The public launch date hasn't been announced yet. The best way to stay informed — and get priority access — is to join the early access list. Beta members will be first to know.
Be first in line.
Join the list — we'll let you know the moment we're ready.
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